Goodbye spendy summer, hello frugal fall

Morning of the last dragon boat festival of the year
We’re heading into Autumn and we kissed the summer goodbye at an End of Summer bonfire & BBQ party on the Mississippi River (no, not that one) this past weekend. It was a classic Canadian fall day where you leave the house bundled up in a sweater because of the chill and then by 2pm you’re boiling hot and the sun is beating down on you. Then as soon as dinnertime hits, it’s cold and dewy again. A friend from dragon boat hosted a lovely afternoon at her house and it was nice to be outside on what will probably be one of the last warm days of the season.

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Dragon boat ended the last week of August, another season under my belt. It’s just as well: the kids were back in school the following Monday so over the long weekend we tried to get as many lingering “big” chores done as we could. Like many folks, this included cleaning out the garage and selling or giving away a few things that we no longer use. Since many people use this weekend to clean out their garages, enough folks were driving around scouring the neighbourhood for free stuff that we didn’t have to haul a lot to the dump. WIN/WIN.
Summers tend to be lackadaisical here at The Mullet. We don’t tend to eat together, we all have different activities, different schedules and different sleep patterns. The week before school starts we tend to tighten it back up slowly by meal prepping, organizing school supplies (and buying only what is needed), doing more baking for lunches, and getting to bed before midnight. The summer is also for random visits to the ice cream parlour, hot dates on patios, overspending at events, hitting the local microbreweries & food trucks, and hosting parties. It tends to be a very spendy time of year but I don’t think about it much. But the end of summer also marks the tightening of the budget.

These Ground Cherries went into into an amazing spice cake
This year we’ve been hit by a bunch of random expenses (which honestly, aren’t random at all). I have to pay quarterly taxes this year because it makes more sense for Mr. Tucker to claim most of the tax credits. The pool heater died 3 months after the warranty was up. We redid the floors in the condo, the car needed some work, we had to buy a new dishwasher (and pay a plumber to install it, we tried but the pipe needed to be cut down), and of course our car insurance doubled because The Eldest is now driving. When I say random, what I really mean is that I always have money tucked away for emergencies or for planned spending but a lot came at us at once so the accounts are on the low side. It happens.
But I also know I will feel better if I watch my spending for a bit. The kids have their own budgets to manage and I just will be a bit tighter with my discretionary spending for awhile. I have a trip planned with some girlfriends in November *and* I am throwing myself a 50th birthday bash a week later, so a lot of my discretionary spending over the next two months will go towards those two things. I find our spending ebbs and flows during the course of the year and I get more or less spendy depending on the weather.



A friend’s 50th birthday! There are a few of us this year
Now that fall has ushered itself in, so has my desire to stay close to home. It’s just as well, our garden is overflowing with peppers, tomatoes and herbs and it’s about to get busy with the processing for winter. Tonight I fire roasted some tomatoes, made a salsa and then I crushed & froze 2 litres of tomatoes for future meals. More tomatoes are ripening and I’d like to get some sun dried tomatoes done before the frost comes. We usually get bulk apples (does anything represent September more than the humble apple?) from a friend but it looks like her family is retiring from the apple biz, so I will have to hit the farm stand up the road to get some fresh apples. I like to chop a bunch up & dehydrate some for winter…and of course we eat a pile of them because they’re so good this time of year.

I am probably one of the few people who know their family eats 10lbs of fresh garlic in a year
Other than that, it’s helping the kids get organized for school & activities. The Youngest is doing her snowboard instructor training this year as well as volunteering at the library. She recently discovered that she can read books and write reviews on them in exchange for volunteer hours and so she’s over the moon! She came home from the last volunteer meeting with a giant pile so it looks like she will tackle that. The Eldest and I are still hammering out what courses she needs for university. It’s been a stressful and chaotic beginning to the school year because it feels so *dire* to be choosing what classes to take for her last year of high school in order to get into the programs/schools she wants. I’ve told the kids that nothing is set in stone and that life has many do-overs but it’s still stressful for a 17-year-old to try and figure out a path for a career she wants to spend 3-5 years in school for! She can always switch majors but I get it – it’s a lot.

The last BAC show of the season. Next year is MEH so we will be skipping
Labour day also marked one of the happiest changes of the season: it’s video game time again! I quit playing games from May to September because I like to be outside more. It’s just a good way to prevent myself from staying inside and being a mushroom with thumbs. I know that I am late to the party but I am still working on The Witcher 3. Will I finish before The Witcher 4 comes out? Stay tuned! I’d also like to play Cyberpunk this winter, it’s just sitting there on my Steam account taunting me. I don’t tend to watch a lot of tv & movies generally but in the summer it drops to zero. Still, I have a few shows to watch – like the last season of Taskmaster – which will keep me company now that sitting outside is less of an option.
I guess that’s what makes it a frugal fall: video games, tv and food preservation. But mainly, it’s staying close to home & having fewer social events as the cold weather hits. By next month Canadians realize that life doesn’t stop for weather and the transition back into social events will begin in time for spooky season.