RESP status – 2023

The youngest’s school. The posters say UNLEARN. It’s the start of the new year and I figure it’s a good time to take stock of some of our investments and savings (ok, the end of December is better but it’s chaos and I forgot to do it then). One of the...

When you’re a saver, it’s hard to be a spender

We have a lovely older couple who live across the street from us and who have lived in this neighbourhood since the 1970s. Our neighbour, let’s call him Bill, is almost 80 and is the caretaker of his developmentally disabled daughter and his wife, who has dementia....

Eating out, value and tipping in a post-lockdown world

In the early pandemic restaurants pivoted to curbside take-out and delivery and at least here, they also had the option to sell alcohol which was a first for this province. In appreciation for the risk and to support local businesses people became more patient and...

It’s been a hot minute – what I am up to

View this post on Instagram A post shared by Post Morbus (@postmorbus) WELP. The idea of writing consistently here this year as a New Year’s resolution didn’t happen. Still, I’ve not really spent a lot of time on social media this year and I have definitely kicked my...

A short history of my personal FI success

My foray into personal finance started when I was 18 and dirt poor & living on my own. In the 90s buying clubs like Columbia House (hah! Remember them?) and Book of the Month Club were all the rage and like a fool, I was a member of both of them. But as fate...